Equifax, a world leader in shaping global commerce, brings buyers and sellers together through its information, transaction processing, and customer relationship management businesses.

Equifax serves the financial services, retail, credit card, telecommunications/utilities, transportation, information technology and healthcare industries, and government. Global operations include consumer and commercial credit information services, payment services, software, modeling, analytics, consulting and direct-to-consumer services.

Using a broad range of knowledge-based solutions, Equifax facilitates the transaction process for its customers by providing services and systems that help grant credit, authorize and process credit card and check transactions, manage receivables, authenticate, identify and manage digital certificates, predict consumer behavior, market products and manage risk.

Equifax is the leader in providing consumer credit information in the U.S., and consumer and commercial credit information in Chile, Argentina, U.K., Spain, Portugal, Canada, Peru and El Salvador, and the number two provider in Brazil. The company is also the leader in full-service credit card processing for credit unions and community banks in the United States and has card processing operations in Brazil, the U.K., Chile and India. It is also a leader in providing check guarantee and verification in the U.S., U.K., Canada, Ireland, France, Australia and New Zealand.

Equifax adds knowledge, expertise, convenience and security to provide value-added solutions and processes for its customers wherever they do business. The company operates through five divisions: North American Information Services, Payment Services, Equifax Europe, Equifax Latin America and Knowledge Engineering. It operates in 17 countries with sales in nearly 50 countries. Founded in 1899 in Atlanta, Equifax today has 13,000 employees around the world.

Creating shareholder value through superior financial performance is our ultimate goal. To accomplish this goal, our strategies as we enter the next century are focused on profitable growth. We will continue to market our core products which are the foundation of our business, while aggressively adding value through knowledge-based solutions that enhance our customers' performance as well as ours.